Saturday, 22 July 2017

devaluation vs depreciation

DEVALUATION VS CURRENCY DEPRECIATION

     Students often misinterpreted these two exchange rate policy together, although they seems to do the same thing, as they both deals with value of a particular currency in the international market. In real sense, the value of currency dropped relating to other currencies in the world market. To this extent they are the same.

For simplicity it is necessary to understand Exchange rate and its types.


     Exchange rate can be define as rate at which one currency exchanges for another, it has to do with the rate at which a particular currency let say Nigeria (#) relate to other foreign currency let say ($), the changes in exchange rate is either an increase or a decrease, which directly affect the country’s (import and export) .

Types of exchange rate
Ø    Fixed exchange rate
Ø    Floating exchange rate

A fixed exchange rate is a type of exchange rate regime where a country currency’s value is fixed against other currency/currencies. Here, a country’s central bank uses an open market merchant to buy and sell its currency at a fixed rate.

A Floating exchange rate is a type of exchange rate regime where the value of a country’s currency is allowed to fluctuate in response to foreign exchange market mechanism. Currency that uses a floating exchange rate is called floating currency.

NOW

DEPRECIATION OF CURRENCY: depreciation of currency happens to that currency that operates with a floating exchange rate and it is likely to change on daily basis. Here the forces of demand and supply in the international market determine the value at which a country’s currency exchanges for other currencies. DEPRECIATION occurs when the forces of demand and supply cause the value of the currency to DROP.

DEVALUATION OF CURRENCY: devaluation deals with country that uses a fixed exchange rate to value its currency. In a fixed exchange rate economy it is the work of the government to decide the worth of its currency compared with other countries, here the government buy and sell its currency to keep its exchange rate the same. The exchange rate can only be influenced by the government. If a government decides to make its currency less valuable, it is called devaluation.

What is the effect of depreciation/devaluation of currency on the economy of a country?
 Generally both have similar impact on on the economy in the short run. Both depreciation/devaluation tends to help exporting companies, as a decrease in the value of home currency, it allows the other countries to import goods at a cheaper price from the country whose value of currency has depreciated/devalued, thus export from home country will increase. More so citizens will find imported good more costly, as it cost more of local currency to import from other countries. This is good to help infant industries to grow and, also as a means of correcting balance of payment deficit. By implication depreciation/devaluation tends to increase export and reduce import.

Depreciation in the long run is a slow process, and the value of the currency gets adjusted automatically by the forces of demand and supply. Thus, when the currency of a country had been depreciated, the investors from other countries will see an opportunity and are likely to shift from other economies. This will help in boosting the economy which in the long run will appreciate the currency.
Devaluation on the other hand, there is less trust in the economy and once currency is devalued, government finds it very difficult to revalue the same by government dictate as there will be fear that such revaluation can backfire and put the economy is risk.






Comment below if this is helpful…stay tune for APPRECIATION OF EXCHANGE RATE

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